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Lower MIP for FHA Loans

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 Please go to the following link for the full story:

http://themortgagereports.com/17092/fha-mortgage-insurance-premiums-mip-change-2015 


2015 is the year of falling FHA MIP.

For the first time since 2001, the FHA is reducing its mortgage insurance premiums for U.S. homeowners using the agency's flagship mortgage programs.

Beginning in late-January 2015, all new FHA loans will be granted an MIP reprieve.

The move comes just one year after the government agency took a $1.7 billion cash infusion from the U.S. Treasury -- the first in the FHA's 80-year history.

Better loan performance and rising home values have pushed the group's Mutual Mortgage Insurance fund to an expected balance of +$7.8 billion, which is its largest reserve balance in several years.

With today's FHA mortgage rates at a 20-month best, it's an excellent time to compare FHA loans.

 

http://themortgagereports.com/17092/fha-mortgage-insurance-premiums-mip-change-2015 

Categories: FHA Loans

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